Whistleblower Policy

PMI Capital Limited is dedicated to maintaining high standards of transparency, integrity, and ethical conduct. In line with Central Bank of Nigeria (CBN) compliance standards, we encourage employees, clients, contractors, and partners to report any suspicious activities or ethical misconduct.

Scope of Reportable Incidents

You may report any actions that involve:

• Fraud, corruption, bribery, or financial misappropriation.
• Underwriting manipulation or identity theft.
• Unauthorized modification of customer wallet balances.
• Breaches of CBN regulations or Nigeria data protection laws.
• Unprofessional or coercive recovery behaviors by collections agents.

How to Report Anonymously

Reports can be submitted anonymously through our dedicated compliance hotline or via email. All reports are treated with the highest degree of confidentiality:

Non-Retaliation Guarantee

We assure all whistleblowers that no retaliatory action, harassment, or disadvantageous treatment will be taken against anyone who reports a genuine concern in good faith.